We interact directly with the lender’s lawyers so that you don’t have to.  The lawyers who work for the bank have done thousands of foreclosures.  Their goal is to get you out of your house as quickly as possible.  You cannot afford to “negotiate” with these lawyers without any assistance from a lawyer who is experienced in these matters.  We will answer your complaint within 20 days and file affirmative defenses and counterclaims, when applicable, if the banks have done anything wrong either at the time of originating the loan, servicing the loan, or during the foreclosure process.

We also take advantage of the mediation procedures as set forth in the Florida Rules of Civil Procedure to bring you together with a representative of your lender who has decision-making authority to modify your loan.  Once the order of mediation has been entered, we can normally schedule mediation within 45 days.  At that meeting, we negotiate with your lender to lower your payments to an amount you can realistically afford.  We will negotiate with your lenders in an attempt to secure a lower, fixed interest rate to replace the onerous adjustable rate note that you are suffering from now.  We will also try to convince your bank to put your missed payments to the back of the loan and reduce or eliminate late fees and expenses.  We also discuss the possibility of extending the term of the loan or allowing you to pay interest only.  In certain circumstances, we can even convince the banks to lower the principal amounts on your loan. 

The professionals in our office are up to speed on the newest government programs which might help you remain in your homes.  We send out a monthly newsletter in three different languages to keep our clients informed about what is happening. 

We are aware that times are tough and that people facing foreclosure normally are pretty stressed financially.  To that end, we offer a low, fixed, monthly fee.  We are proud to have an “open door” policy – once clients are working with us, they have the right to call or make appointments to see Attorney Harrison at any time.  We also make sure that you have copies of all of the documents that we send out for you and all of the documents that we receive in your name.

Foreclosure is an ugly process.  There are no winners. Not only do both the lenders and the borrowers lose, but property values in neighborhoods where foreclosures are located suffer as well.  At The Law Office of Malcolm E. Harrison, P.A. we are dedicated to one goal: fighting the national tragedy that is foreclosure!

Malcolm Harrison graduated Magna Cum Laude from Harvard College in 1990 and Harvard Law School in 1993.  He received his Masters in Real Estate Law from the University of Miami in 2006. 

We are proud to have an “open door” policy – once clients are working with us, they have the right to call or make appointments to see Attorney Harrison at any time for no additional cost.