Malcolm Harrison

Malcolm Harrison

Foreclosure Basics

A foreclosure is a lawsuit like any other lawsuit that you might see on a legal series on television. But instead of asking the judge to award money, the lender is asking the Court to order that your home be…

The Foreclosure Process

The bank files a Complaint. This normally happens after the homeowner has not made payments for at least three months. You must file a response and serve a copy on the attorney for the bank within 20 days from which…

Why Do I Need A Lawyer?

A foreclosure is a very complicated, very technical lawsuit. It involves the full gamut of issues – the Florida Rules of Civil Procedure, the Florida Code of Evidence, federal laws such as the Real Estate Settlement Procedures Act, the Truth…

Loan Modification

The most common complaints that we hear from people trying to qualify for a loan modification is that the banks often lose their financial documents and that they can’t get anyone from the bank to focus on their file. Each…

Alternatives To Foreclosure

Unfortunately, not every home can be saved through a mortgage modification. In some cases, the borrower’s income has dropped to the point that he/she simply cannot afford the home. In other cases, the loan should never have been made in…

Beware of Foreclosure Scams

There are dozens of unscrupulous companies popping up all over Florida claiming that they can “save” homeowners from foreclosure by stopping sales and forcing the banks to reduce the principle on the homes to market value. There are even companies…